Insurance
All our quotes contain optional damage waiver for equipment hired. Damage waiver cover is charged at 15% of the total hire value. For full terms and conditions please see your Hire Contract.
If you have your own insurance cover please send us a copy of your cover note and we will remove this charge. Failure to do this prior to your hire will result in damage waiver cover being charged.
Click here for VMI Recommended Hire and Production Insurance Companies
Summary of VMI Damage Waiver Cover
Under the Damage Waiver, VMI will waive certain charges for loss or damage of Hire Goods. Full Details of Terms and Conditions
CONDITIONS
- The Customer must be able to demonstrate that reasonable care has been taken to prevent loss or damage.
- Theft or malicious damage of Hire Goods must be reported to the Police immediately upon discovery and a crime reference number obtained.
- The Customer must notify Supplier of loss, damage or theft immediately and provide any information requested.
LIMIT OF LIABILITY
- The maximum value of loss that may be waived for any single Contract will be £12,000.
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Limit of Claim -
- 'Damage Waiver' does not protect the Customer for the first £50 (or 20% whichever is the greater amount) of any Hire Goods loss claim.
- In respect of losses due to theft or damage in transit, 'Damage Waiver' does not protect the Customer for the following sums:
| Loss Amount | Sum payable by you |
|---|---|
| Under £1,000 | £350 |
| Under £2,500 | £600 |
| Under £5,000 | £800 |
| £5,000 and over | £1,500 |
EXCLUSIONS
Loss will not be waived under the following circumstances:
- Loss or damage arising from failure to clean and conduct routine maintenance of the Hired Goods where such cleaning and maintenance is the Customer’s responsibility under the terms of the Contract.
- Loss due to the dishonesty of any Customer or its employee.
- Theft from an unattended vehicle.
- Loss of Hire Goods revealed only when an inventory is made.
- Loss resulting from the incorrect or inadequate packing of all camera or video lens or filters for transit.
- loss of Hire Goods hired for the purposes of stunt, underwater or aerial photography/videography.
- Loss arising from civil disturbance.
- Loss occurring outside the United Kingdom.
VMI Recommended Hire and Production Insurance Companies
Online Instant Quote
- Performance: Tel: 0845 112 0104 or www.micro-hire.co.uk
Telephone for Quote
- Alan Chapman & James: Tel: 01206 500000, www.acjltd.co.uk
- Andrew Vincent, Essex Insurance Brokers: Tel: 01708 524416 www.essexinsurancebrokers.com
- Aon Insurance Tel: 0113 245 3366; www.aon.com
- Media Insurance Brokers Ltd: 020 7287 5054 www.mediainsurance.com
- Stonehouse Conseillers Ltd: 020 7636 3788 www.stonehouseconseillers.co.uk
- Towergate Underwriting Entertainment: 0844 892 1600 www.towergateunderwriting.co.uk
